2023 John Hancock. annuities, investments, 401(k) plans, and education savings plans. This information does not constitute legal or tax advice with respect to any taxpayer. John Hancock Annuities are issued by John Hancock Life Insurance Company (U.S.A.), Lansing, MI 48906, which is not licensed in New York. In New York, John Hancock Annuities are issued by John Hancock Life Insurance Company of New York, Valhalla, NY 10595. John Hancock Variable Annuities are distributed by John Hancock Distributors LLC. Securities are offered through John Hancock Distributors LLC, member FINRA, SIPC. Be aware of the withdrawal rules, so you can avoid paying penalties and taxes. John Hancock Investment Management LLCis the investment advisor for the closed-end funds. How to register Register for a webinar FAQ 20222023 John Hancock. As a third-party administrator (TPA), you may often take initiative to help plan sponsors with various tasks. Meet John Hancocks retirement app In New York, John Hancock Annuities are issued by John Hancock Life Insurance Company of New York, Valhalla, NY 10595. Product features and availability may differ by state. Returns are not representative of any particular investment. John Hancock Retirement. The initial meeting with plan sponsors is your opportunity to demonstrate why they should work with you. John Hancock Trust Company LLC provides trust and custodial services to such plans. Enter the 6-digit code sent to your email, In order to change your phone number, we need to verify your identity. Well send an authorization code to your email on file. If you take a five-year loan at an interest rate of 5.75% (prime + 1%), your loan balance will be more than30% lessthan if youd left that amount invested and growing at 5%.1 There are other drawbacks: Loans taken during sharp stock market pullbacks can be especially harmful to the future growth of your retirement plan because stocks tend to recover. John Hancock Investment Management, Ryan W. Wellman, CFA, Is this your business? John Hancock Signature Services, Inc. Group annuity contracts and recordkeeping agreements are issued by John WebGroup annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.) (John Hancock USA), Boston, MA (not licensed in New York), and John Hancock Life Insurance Company of New York (John Hancock New York), Valhalla, NY. All contract information is confidential, and you agree to safeguard and protect such information in accordance with the standards required by law and to use such information for authorized plan administration purposes only. Many of your Plan elections are made by contacting John Hancock Retirement Plan Services(John Hancock). An error occurred while processing your request. Well help you sort through deciding which strategy may be right for you. *Required field. All rights reserved. Some exceptions to the 10% penalty before age 59 for qualified plans and IRAs are: IRA owners are eligible for additional exceptions to the penalty. Call 1-800-294-3575 if you work for a company with more than 200 employees. WebSo it is possible that you currently access your 401K account via one John Hancock url and Quicken might access it via a different url. Keep track of key plan-related events and deadlines for 401(k) plans with our compliance calendar. John Hancock Freedom 529 John Hancock Trust Company LLC provides trust and custodial services to such plans. 3Income restrictions apply to Roth IRA contributions. It is not intended to provide investment, tax, plan design, or legal advice (unless otherwise indicated). All entities do business under certain instances using the John Hancock brand name. To turn prospects into clients, try to find a catalysta solution to a problem theyre experiencing. John Hancock Retirement Plan Services LLC provides administrative and/or recordkeeping services to sponsors or administrators of retirement plans through an open-architecture platform. WebLog in to your John Hancock retirement account My Plan for Retire me nt Username Password or Forgot Username and/or Password? These programs can present an opportunity for you to showcase your value by offering more customized and flexible retirement plan solutions. NOT FDIC INSURED. THIS MATERIAL IS FOR INSTITUTIONAL/BROKER-DEALER USE ONLY. Call your strategic relationship manager. NOT FOR DISTRIBUTION OR USE WITH THE PUBLIC. Remembercheck your SPD or plan highlights to make sure your retirement plan offers hardship or unforeseen emergency withdrawals and learn about any specific requirements to take one. Register for our next webinar or view a replay. Your options are subject to the conditions set forth in your retirement plan, so depending on how your plan is set upand your employment statusthese are your possible options for accessing your retirement money: Check your retirement plans summary plan description (SPD) or plan highlights document to understand the rules specific to you. NOT BANK GUARANTEED. The point is that you may have optionslets go through them. View a summary of the IRS contribution limits. Otherwise, please allow for two business days for a response. Username Password or Forgot Username and/or Password? Each entity makes available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan. All entities do business under certain instances using the John Hancock brand name. You may also request one from your financial professional or by calling us at 800-225-5291. Quick Links Get key information fast! Please have your fund information and account number(s) available. It is not intended to provide investment, tax, plan design, or legal advice (unless otherwise indicated). Owings Mills, MD 21117-4903. text-align: center; MemberFINRA|SIPC, 200 Berkeley Street, Boston, MA 02116. These services are only available from a TTY machine. Director, Product Management In order to change your password, we need to verify your identity. Cannot contain any characters that repeat more than twice, Head of Asset Allocation Models and ETF Strategy, Building block model portfolios introduce greater flexibility, Three tips for having consultative conversations that make a lasting impression, Solve a retirement plan problem to win over prospects, Three tips to help avoid becoming an accidental fiduciary, Four reasons to consider selling retirement plans. WebIf you're unsure of which to select, please contact us for more information at 800-225-5291 M-Th 8 AM-7 PM and Friday 8 AM-6 PM ET. 5A participant must satisfy the five-year holding period and attain age 59, die, or become disabled in order to be eligible to receive a tax-free, qualified Roth distribution. John Hancock Life Insurance Company (U.S.A.) makes available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan. If you find yourself in need of money, make sure you understand the pros and cons before you turn to your retirement accounts for financial relief. 3. Read Product features and availability may differ by state. Boston, MA 02116. Outside those hours, callers are prompted to leave a message, which will be returned as soon as possible. John Hancock Trust Company LLC provides trust and custodial services to such plans. Each entity makes available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan. MGTS-PS 309248-GE 06/22 309248 MGR0130232708663, You need to agree to the financial representative agreement to log in, Invalid format, avoid special characters or numbers. 4 John Hancock Variable Annuities are distributed by John Hancock Distributors LLC. WebOvernight mailing address John Hancock Signature Services, Inc. Suite 219909 430 West 7th Street Kansas City, MO 64105-1407 Our customer service representatives can be 1 Ordinary income taxes are due at withdrawal. If your plan allows a Roth 401(k) and youre thinking about adding these contributions to your retirement savings strategy, understanding some of the basics is a good place to start. When you want to withdraw money in retirement, you pay federal income tax on your contributions and any money theyve earned.1 The key advantage here is that the income tax youll pay in retirement may be lower than the tax you pay on income during your working years. Please consult your own independent advisor as to any investment, tax, or legal statements made herein. Tax forms may only be mailed to the address of record. 581 0 obj <> endobj 615 0 obj <>/Encrypt 582 0 R/Filter/FlateDecode/ID[<7DE888A78875445FB30B0A6CFCF4F59E>]/Index[581 71]/Info 580 0 R/Length 146/Prev 479794/Root 583 0 R/Size 652/Type/XRef/W[1 3 1]>>stream In this case, youll end up with fewer shares than you started with and lower account growth than if you hadn't taken the loan. 1These are hypothetical mathematical illustrations only. It is not intended to provide investment, tax, plan design, or legal advice (unless otherwise indicated). Schedule an appointment with your tax professional, if you have additional questions about whats best for you. Unless otherwise specifically stated in writing, each such company does not, and is not undertaking to, provide impartial investment advice or give advice in a fiduciary capacity. John Hancock Trust Company LLC provides trust and custodial services to such plans. 20222023 John Hancock. Please consult your own independent advisor as to any investment, tax, or legal statements made. By requesting only what you need, paying it back as quickly as possible, keeping up with your contributions, and arranging to continue payments if you leave your company, you can minimize 401(k) loan drawbacksand keep your retirement plan on track. We encourage you to contact us if you have any questions or comments. WebView Marichu Castro's business profile as Retirement Client Account Representative at John Hancock. To verify your identity, we need to send an authorization code to the email address on file. NOT BANK GUARANTEED. Your security is important to us. NOT FDIC INSURED. View our call center map so you know what to expect when you call. MAY LOSE VALUE. Foreside is not affiliated with John Hancock Investment Management Distributors LLC, Dimensional Fund Advisors LP or Manulife Investment Management (US) LLC. You may defer your distribution to a later date. The benefits of building block model portfolios can help financial professionals achieve greater efficiencies in their practice. But if you make a withdrawal from your retirement account before age 59, youre also subject to a 10% early withdrawal penalty, unless you meet one of the exceptions provided by the IRS. The content of this document is for general information only and is believed to be accurate and reliable as of the posting date, but may be subject to change. Call a Participant Services Representative at 1-800-294-3575 (1-888-440-0022 From time to time, changes are made to Funds, and the availability of these changes may be subject to state approval. Remembercheck your SPD or plan highlights to make sure your retirement plan offers loans and learn about any specific requirements to take one. John Hancock Center, 100-story mixed-use skyscraper, located at 875 North Michigan Avenue in Chicago and named after one of its early developers and tenants, the John Hancock Mutual Life Insurance Co. NOT BANK GUARANTEED. Enter the 6-digit code sent to your email, In order to change your phone number, we need to verify your identity. WebLog in to your John Hancock retirement account My Plan for Retire me nt Username Password or Forgot Username and/or Password? WebHead of Wealth and Asset Management Public Relations, United States and Europe Email Elizabeth Bartlett Financial professionals, find your local John Hancock representatives We'll respond to your message before the end of the next business day. Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in NY), and John Hancock Life Insurance Company of New York, Valhalla, NY. We'll send you a code to validate your phone number right now. Head of Wealth and Asset Management Public Relations, United States and Europe. Your opinion is important to us. MGTS-P46613 -GE 3/22 46613 MGR0304222034905. ThePlan Disclosure Documentcontains complete details on investment objectives, risks, fees, charges, and expenses, as well as more information about municipal fund securities and the underlying investment companies that should be considered before investing. Services to such plans information and account number ( s ) available profile. Or plan highlights to make sure your retirement plan services ( John Hancock retirement solutions. May defer your distribution to a later date to change your Password, we need to verify identity... As soon as possible webinar or view a replay Dimensional fund Advisors LP or Manulife Management! Work with you and taxes with your tax professional, if you have additional questions about whats best for.! Indicated ) email on file services ( John Hancock brand name 20222023 John Annuities... 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